Travel AccidentInsurance
Protection wherever your journey takes you. Comprehensive coverage for accidents abroad with 24/7 emergency assistance.
Protected on Every Journey
Coverage for all types of travel
Travel Insurance Calculator
Compare travel accident insurance plans from top German insurers. Get personalized quotes for your trip.
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Why Travel Accident Insurance?
Starting from €5/month
Worldwide Coverage
Protection anywhere in the world. Whether you're in Europe, Asia, America, or Africa - you're covered.
Emergency Evacuation
Medical evacuation to the nearest hospital or repatriation home. Vital when traveling to remote areas.
24/7 Assistance
Round-the-clock emergency hotline. Help available anytime, anywhere in multiple languages.
Death & Disability
Lump sum payments for accidental death or permanent disability while traveling. Financial security for you and family.
Adventure Sports
Coverage for skiing, diving, hiking, and more. Enjoy your adventure activities with peace of mind.
Annual Multi-Trip
One policy for all your travels throughout the year. Cost-effective for frequent travelers.
Frequently Asked Questions
Common questions about travel accident insurance
What is travel accident insurance?
Travel accident insurance provides financial protection against accidents that occur while you're traveling. It covers accidental death, permanent disability, and injuries sustained during your trip - whether you're on vacation, a business trip, or traveling abroad for any purpose.
What does travel accident insurance cover?
Travel accident insurance typically covers: accidental death during travel, permanent total or partial disability from travel accidents, emergency medical evacuation, repatriation of remains, 24/7 emergency assistance, and sometimes additional benefits like trip interruption due to accident.
Is travel accident insurance the same as travel insurance?
No, they're different. Travel insurance covers trip cancellation, lost luggage, travel delays, and medical expenses. Travel accident insurance specifically covers accidental death and disability with lump sum payouts. Many travelers get both for comprehensive protection.
Do I need travel accident insurance if I have regular accident insurance?
Regular accident insurance usually provides worldwide coverage, so you may already be protected. However, travel accident insurance often includes additional benefits like emergency evacuation and repatriation. Check your existing policy's coverage limits abroad.
Does travel accident insurance cover adventure activities?
Most policies cover standard travel activities. Adventure sports like skiing, diving, or hiking may be included in standard coverage. Extreme activities like skydiving, bungee jumping, or mountaineering typically require additional coverage or a premium upgrade.
How long does travel accident insurance coverage last?
Coverage typically lasts for the duration of your trip, from departure to return. Single-trip policies cover one journey, while annual multi-trip policies cover multiple trips throughout the year (usually with per-trip duration limits of 30-90 days).
Travel with Confidence
Get comprehensive travel accident protection from €5/month. Compare plans now.