AccidentProtection
Secure your future against life's unexpected events. Complete financial protection from €5/month with 24/7 worldwide coverage.
Why Accident Protection Matters
Your Protection Benefits
Comprehensive financial security for you and your family.
Complete Coverage
All Accidents
Worldwide
24/7 Protection
Family Security
Death Benefits
Flexible Use
Lump Sum Payouts
Protection Calculator
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What Your Protection Includes
Starting from €5/month
Complete Coverage
Protection against all types of accidents - at home, during sports, while traveling, or anywhere in the world.
Financial Security
Lump sum payments help cover lost income, medical expenses, home modifications, and daily living costs.
Family Protection
Death benefits ensure your family is financially secure. Disability benefits maintain your lifestyle.
Worldwide Coverage
Protected everywhere - vacations, business trips, and everyday activities. Global coverage as standard.
24/7 Protection
Round-the-clock coverage. Day and night, weekdays and weekends. Always protected.
Flexible Benefits
Use your payout however you need - medical bills, rehabilitation, lifestyle changes, or family support.
Frequently Asked Questions
Common questions about accident protection
What is accident protection?
Accident protection is insurance coverage that provides financial security when accidents happen. It pays lump sum benefits for injuries, disabilities, and death caused by accidents, giving you and your family peace of mind knowing you're financially protected against life's unexpected events.
Why do I need accident protection?
You need accident protection because: 1) About 70% of accidents happen during leisure time (not covered by work insurance), 2) Health insurance only pays medical bills, not lost income or lifestyle changes, 3) Accidents can happen to anyone at any time, 4) The financial impact of disability can be devastating without coverage.
What does accident protection cover?
Accident protection covers: death benefits for your family, permanent disability payments (full or partial), temporary disability benefits, hospital daily allowance, medical expenses beyond health insurance, rehabilitation costs, rescue and transport expenses, and often additional benefits like cosmetic surgery.
How much accident protection do I need?
Experts recommend accident protection worth 3-5 times your annual income. For a €50,000 salary, aim for €150,000-€250,000 coverage. Consider your family situation, mortgage, savings, and how much you'd need to maintain your lifestyle if disabled.
Is accident protection expensive?
No, accident protection is very affordable. Basic coverage starts around €5/month, comprehensive protection costs €10-15/month, and premium plans with maximum benefits run €20-25/month. For the peace of mind and financial security it provides, it's excellent value.
When does accident protection start?
Most policies can start coverage immediately or within 24-48 hours of approval. There's typically no waiting period for accident coverage (unlike some health policies). You can get protected quickly through online applications.
Get Protected Today
Secure your future with comprehensive accident protection from €5/month.