Question 1

Can expats get Beihilfe-compliant insurance?

Accepted Answer

Yes! If you're employed as civil servant (Beamter) in Germany as an expat, you qualify for Beihilfe subsidy and corresponding cheap insurance. Universities, research institutes, international organizations employ many expat civil servants. Requirements: Official Beamter status, Beihilfe eligibility letter, German residence. Nationality doesn't matter - status does!

Question 2

Is English support available?

Accepted Answer

Absolutely! Major Beihilfe-compliant insurers offer full English service: Ottonova (100% digital English), Allianz Care, AXA. English application, documents, customer service, online portal. Many expat civil servants at Max Planck, Fraunhofer, universities use these services successfully.

Question 3

How much do expat civil servants save?

Accepted Answer

Huge savings! With Beihilfe you pay only €80-250/month for premium private insurance vs €400+ public insurance. Annual savings: €2,000-4,000. Plus you get English service, faster appointments, international coverage. Perfect for expat lifestyle!

Beihilfe-Compliant Insurance for Expats

Compare Expat Plans

Expat Benefits

Full English Service

Full English Service

Beihilfe Subsidy

Beihilfe Subsidy

International Coverage

International Coverage

FAQ for Expats

Häufig gestellte Fragen

Get Your Beihilfe Insurance!

Beihilfe-Compliant Insurance for Expats

Compare Expat Plans

Expat Benefits

Full English Service

Full English Service

Beihilfe Subsidy

Beihilfe Subsidy

International Coverage

International Coverage

FAQ for Expats

Häufig gestellte Fragen

Can expats get Beihilfe-compliant insurance?Eligibility

Is English support available?Language

How much do expat civil servants save?Cost

Get Your Beihilfe Insurance!