Best Travel
Credit Card Germany
No foreign fees, free worldwide ATM, travel insurance included
Why You Need a Travel Credit Card
Regular credit cards charge 1.5-2% foreign transaction fees on every purchase abroad. On a €2000 vacation, that's €30-40 in hidden fees! A travel credit card eliminates these charges completely.
What makes a great travel card:
- 0% foreign transaction fees
- Free ATM withdrawals worldwide
- Real credit line for deposits (car rental, hotels)
- Travel insurance (flight delay, luggage, medical)
Pro tip: Have 2 cards
Experienced travelers carry two different cards (e.g., one Visa, one Mastercard). If one gets blocked or isn't accepted, you have a backup. Both Barclays and Hanseatic are free, so there's no cost to having both.
Best Travel Credit Cards
Compare the best cards for international travel
Key Features to Compare
Foreign Transaction Fees
The best travel cards charge 0%. Regular cards charge 1.5-2% on every foreign purchase - adds up fast!
ATM Withdrawals
Free worldwide ATM access is essential. Always withdraw in local currency to get the best rate.
Digital Wallet
Apple Pay and Google Pay support make payments faster and more secure while traveling.
Frequently Asked Questions
What is the best travel card?
Barclays Visa and Hanseatic GenialCard are top choices - both free, 0% foreign fees, free worldwide ATM.
Do I really need a travel card?
Yes, if traveling outside Germany. Regular cards charge 1.5-2% on every foreign purchase - that adds up!
Should I have multiple cards?
Yes, experienced travelers carry two different cards as backup. Both Barclays and Hanseatic are free.
Get the Best Card for Your Adventures
Compare travel credit cards with no foreign fees
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