Cheap Car Insurance Germany - Save Up To 850€
Find the cheapest car insurance rates in Germany! Compare 50+ providers instantly and save up to 850€ per year. Budget-friendly coverage without compromising protection - free & non-binding comparison.
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Compare 50+ providers in 2 minutes. Find the cheapest rates for your car insurance needs.
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How to Find the Cheapest Car Insurance
Enter Details
Provide your car info, license plate, and driving history in 2 minutes
Compare Prices
See quotes from 50+ insurers side-by-side, sorted by price
Choose Best Deal
Select the cheapest insurance with the coverage you need
Save Money
Apply online and save up to 850€ per year on car insurance
Average Savings: 300-850€ Per Year
German drivers who compare car insurance save an average of 300-850€ annually. The biggest savings come from switching from expensive basic tariffs to optimized budget-friendly plans with identical coverage.
Why Compare Cheap Car Insurance With Us
Why Compare Cheap Car Insurance With Us
Cheapest Rates Guaranteed
Compare 50+ insurers to find the absolute lowest prices for your car insurance
Save Up To 850€ Annually
Significant savings without compromising coverage quality or protection level
50+ Trusted Providers
All major German insurers and budget-friendly online providers in one comparison
Full Coverage Options
Liability, partial, and comprehensive coverage at budget-friendly prices
2-Minute Comparison
Get cheap quotes instantly without lengthy applications or phone calls
100% Free Service
No comparison fees, no hidden charges - completely free to use
Tailored To Your Budget
Find the perfect balance between price and coverage for your needs
Instant Online Quotes
See real-time prices from all providers immediately - no waiting
Cheap Insurance Coverage Options
Liability Insurance
Cheapest mandatory coverage
- Third-party damage coverage
- Legally required minimum
- Best for older cars
- Lowest possible premium
Partial Comprehensive
Budget-friendly protection
- Theft & fire coverage
- Storm & hail damage
- Wildlife collision
- Great price-performance ratio
Full Comprehensive
Complete protection
- All Teilkasko coverage
- Your own fault damage
- Vandalism protection
- Best for new cars
Tips for Finding Cheap Insurance
Tips for Finding Cheap Insurance
Save money with these budget insurance strategies:
- Compare annually: Prices change - check yearly for better deals
- Higher deductible: Choose 300-500€ Selbstbeteiligung for lower premiums
- Annual payment: Pay yearly instead of monthly to save 5-10%
- Limit mileage: Report actual km driven for lower rates
- Workshop binding: Accept Werkstattbindung for 10-20% discount
- No-claims bonus: Build SF-Klasse for up to 60% discount
Factors Affecting Your Premium
Factors Affecting Your Premium
Understanding what determines insurance costs:
- No-claims class: SF 0-35, higher = cheaper (up to 60% discount)
- Regional class: Zip code affects rate (1-12 scale)
- Type class: Car model risk rating (10-34)
- Annual mileage: Less driving = lower premium
- Driver age: Under 25 and over 65 pay more
- Parking location: Garage cheaper than street parking
Frequently Asked Questions - Cheap Car Insurance
Everything you need to know about finding affordable car insurance in Germany
Data Protection & Security
Data Protection & Security
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Partner Program Notice: CheckAlle.de participates in partner programs with insurance providers. We may receive compensation for successful referrals. This does not affect the prices you see or pay. All comparison results are objective and based on actual insurance premiums.