Prepaid Credit Card
Germany
No credit check, no debt - full control over your spending
How Prepaid Cards Work
A prepaid credit card is like a gift card with Visa or Mastercard functionality. You load money onto the card and can only spend what you have loaded. No credit, no debt, no interest charges possible.
Benefits of prepaid cards:
- No credit check (Schufa) required
- Impossible to overspend or get into debt
- Perfect budget control
- Safe for online shopping (limited risk)
Who are prepaid cards for?
Prepaid cards are ideal for people without good credit, students, young people, budget-conscious shoppers, or anyone who wants to limit their spending. They're also great for safe online shopping - if your card details are stolen, only the loaded balance is at risk.
Prepaid Credit Cards Comparison
Best prepaid Visa and Mastercard options in Germany
Perfect For
No Credit History
No Schufa check required. Perfect for newcomers to Germany or people with poor credit.
Budget Control
Only spend what you load. Impossible to overspend or accumulate debt.
Safe Online Shopping
If card details are compromised, only your loaded balance is at risk - not your bank account.
Frequently Asked Questions
What is a prepaid credit card?
A card you load with money before use. You can only spend what you've loaded - no credit, no debt possible.
Is a Schufa check required?
No, most prepaid cards are issued without any credit check since there's no credit involved.
Will it work for car rentals?
Some rental companies accept prepaid cards, but major ones like Sixt and Europcar usually require real credit cards.
Full Control, Zero Debt
Compare prepaid credit cards in Germany now
CheckAlle.de is an independent comparison portal. Credit card offers are provided by partner banks.