CheckAlle Blog 2026

Switch your car insurance in Germany without visiting any office. November 30 deadline guide, eVB process, SF-Klasse transfer, expat tips. Compare free.

Electric car insurance costs more in Germany, but combining an EV tariff with telematics can bring the price down. How it works and what to watch out for.

From 17 March 2026, SCHUFA uses 12 transparent criteria on a 100-999 scale. Free account, score simulator, and what expats need to know.

From 20 Nov 2026 every Klarna and PayPal Pay Later purchase needs a credit check, even under €200. What changes and what to do before then.

KfW subsidized loans from 0.01% for homebuyers in Germany. Every program, March 2026 rates, expat eligibility, and how to apply through your bank.

German mortgage rates: 3.65-4.06% for 10-year fixed (May 2026). Real monthly payment examples, a buy-or-wait framework, and where rates go next.

ECB holds deposit rate at 2.0% with no cuts expected in 2026. Mortgages at 3.3%, consumer loans at 7.5%. What this means for your wallet and what to do now.

Germany’s 2026 EV subsidy pays up to €6,000 for battery electric cars. Income tiers, PHEV rules, family bonuses, and smart car loan tips.

Car insurance in Germany rose about 7% on average in 2026. What is driving it, what the law gives you, and seven ways to cut your premium.

Electric car insurance in Germany costs 18-44% more than petrol cars. What battery coverage you need, which insurers specialize in EVs, and how to save.

Telematics car insurance in Germany: 10 providers compared, scoring criteria explained, real savings data. Find out if you can save up to 30% on your premium.

Car insurance in Germany 2026: new Typklassen, rising premiums, cancellation button law, and your right to switch. What changed and how to save.

Register a car in Germany as a foreigner: EVB number, Anmeldung, Zulassungsstelle, i-Kfz, costs €60-260. Full 2026 checklist, in English.

Which German banks take foreigners with no Anmeldung or Schufa? N26, DKB, C24, ING compared. Free accounts, documents, step-by-step 2026 guide.

Bad or no Schufa? 5 real ways to get a loan in Germany in 2026: Sigma Kreditbank, P2P lending, co-signers, and Schufa-neutral comparison tools.

Can't afford 3 months' rent as deposit? 4 options: personal loan, deposit guarantee insurance, legal installments, or family loan. Costs & rights explained.

Cancel car insurance in Germany: copy-paste cancellation letter in German, November 30 deadline, special cancellation rights, step-by-step for expats.

Debit card, Girocard, or credit card — which do you actually need in Germany? Foreigner guide to all three card types, where each works, what to get first.