CheckAlle Guides: Tariffs, Insurance and Loans

Switch your car insurance in Germany without visiting any office. November 30 deadline guide, eVB process, SF-Klasse transfer, expat tips. Compare free.

Can you add telematics to an electric car policy in Germany? Only Allianz confirms it in writing. Discounts, providers and conditions, checked at source.

Since 17 March 2026, SCHUFA scores run from 100 to 999 points, built from 12 published criteria. Here is what the points mean and how to read yours.

From 20 Nov 2026 every Klarna and PayPal Pay Later purchase needs a credit check, even under €200. What Klarna reports to Schufa and what to do before then.

KfW loans in Germany 2026: subsidized programs for homebuyers with current rates, income limits, expat eligibility, and how to apply through your German bank.

German mortgage rates with source and date, what a loan actually costs per month, and an honest buy-or-wait framework for expats. Free comparison in English.

ECB policy rates with source and effective date, why the last move was an increase, and what that changes for mortgages, personal loans and overdrafts.

Germany pays 1,500 to 6,000 euros toward a new electric car in 2026, tiered by taxable income. Who gets what, and what the grant leaves you to finance.

Car insurance in Germany rose about 7% on average in 2026. What is driving it, what the law gives you, and seven ways to cut your premium.

What does electric car insurance cost in Germany in 2026? Battery cover, wallbox protection and telematics explained. Free comparison in English.

Telematics car insurance in Germany 2026: four verified providers compared, scoring explained, and no surcharge for a bad score. Save up to 30% on your premium.

Car insurance rules Germany 2026: new Typklassen, rising premiums, the cancellation button law, and your special right to switch when your premiums go up.

Register a car in Germany as a foreigner: EVB number, Anmeldung, Zulassungsstelle, i-Kfz and the €30 official fee. Full 2026 checklist, in English.

Which banks open accounts without Anmeldung or Schufa (N26, bunq, Wise), what DKB and ING need instead, documents and costs. 2026 guide for foreigners.

Bad Schufa in Germany? Five loan routes that still work for foreigners, what each one really costs, and how to compare without taking another Schufa hit.

Cancel car insurance in Germany: 30 November deadline, copy-paste German cancellation letter, special cancellation rights and SF-Klasse transfer for expats.

Girocard, debit or credit card: which do you actually need in Germany in 2026? What each card does, where it fails, and which to get first as a newcomer.