CheckAlle Blog 2026

Switch your car insurance in Germany without visiting any office. November 30 deadline guide, eVB process, SF-Klasse transfer, expat tips. Compare free.

Electric car insurance costs more in Germany, but combining an EV tariff with telematics can bring the price down. How it works and what to watch out for.

From 17 March 2026, SCHUFA uses 12 transparent criteria on a 100-999 scale. Free account, score simulator, and what expats need to know.

From 20 Nov 2026 every Klarna and PayPal Pay Later purchase needs a credit check, even under €200. What changes, what to do today.

KfW offers subsidized loans from 0.01% for homebuyers in Germany. All major programs, rates March 2026 and how to apply.

10-year mortgage rates in Germany: 3.65 to 4.06% (May 2026). Where rates are heading, real monthly cost examples, and a decision framework.

ECB holds deposit rate at 2.0% with no cuts expected in 2026. Mortgages at 3.3%, consumer loans at 7.5%. What this means for your wallet and what to do now.

Germany’s electric car subsidy pays up to €6,000 for battery EVs in 2026. Income tiers, PHEV rules, family bonuses and car loan tips.

Car insurance in Germany changed for 2026. 5.9 million drivers pay more, 4.5 million less. What expats need to know about type classes and saving.

Car insurance in Germany varies by city. Berlin costs nearly 2x more than rural Brandenburg. How regional classes work and who pays more in 2026.

Car insurance in Germany is up 7-15% in 2026. What drives the increase, what you pay by coverage type, and how to cut your bill.

Electric car insurance in Germany costs 18-44% more than petrol cars. What battery coverage you need, which insurers specialize in EVs, and how to save.

Telematics car insurance in Germany: 10 providers compared, scoring criteria explained, real savings data. Find out if you can save up to 30% on your premium.

Car insurance in Germany 2026: new Typklassen, rising premiums, cancellation button law, and your right to switch. What changed and how to save.

Step-by-step: register a car in Germany as a foreigner. Anmeldung, EVB, Zulassungsstelle, i-Kfz, costs €60-260. Compare insurance in English.

Which German banks accept foreigners without Anmeldung or SCHUFA? N26, DKB, ING compared. Free accounts, step-by-step guide, documents needed.

Can you get a loan in Germany with bad or no Schufa as a foreigner? Yes, here are 5 real options including Swiss bank loans, P2P lending, and co-signers.

Can't afford 3 months' rent as deposit? 4 options: personal loan, deposit guarantee insurance, legal installments, or family loan. Costs & rights explained.

Cancel car insurance in Germany: copy-paste cancellation letter in German, November 30 deadline, special cancellation rights, step-by-step for expats.

Debit card, Girocard, or credit card — which do you actually need in Germany? Foreigner guide to all three card types, where each works, what to get first.