Insurance
Car Insurance 2026: Why Your Premium Is Rising!
January 11, 2026
5 min
CheckAlle Car Team
Car insurance premiums rise 7-15% in 2026, up to 40% for new customers! Learn the reasons behind the increase and discover how to save.
Car Insurance 2026: The Price Explosion!
Bad news: Car insurance premiums are rising massively in 2026. But there are strategies to save anyway!
The Hard Numbers
| Metric | 2026 Value |
|---|---|
| Average increase | 7-15% |
| New customer price increase | Up to 40% |
| Average claim (liability) | €4,200 |
| Average claim (comprehensive) | €4,000 |
| Workshop hourly rate | Over €200 |
Why Is Everything Getting More Expensive?
- Spare parts inflation: 7-8% price increase
- Expensive technology: Sensors, cameras, LED headlights
- Workshop costs: Over €200/hour at authorized workshops
- Natural disasters: €1.3 billion in damages in 2024 alone
The "Hidden" Price Increase
Watch out: Your no-claims discount increases, but so does your premium? That's a hidden price increase! You then have a special cancellation right!
How to Save Anyway!
- Increase deductible: €500 instead of €300 = 20% less
- Workshop commitment: Up to 20% discount
- Annual payment: 5-7% extra discount
- Limit driver pool: Fewer drivers = lower price
Conclusion: Comparing Is Essential!
With these price increases, switching is more worthwhile than ever. Compare now and save up to €850!
Car Insurance
Prices
2026
Savings