Insurance
Regional Classes 2026: How Expensive Is Your City?
January 11, 2026
4 min
CheckAlle Car Team
Berlin pays up to 50% more than Brandenburg! The new regional classes 2026 affect 10 million drivers. Check your region now!
Regional Classes 2026: The Big Map!
Where you live determines your price! The GDV regional classes 2026 show massive differences between city and countryside.
Most Expensive and Cheapest Regions
| Region | Liability Class | Trend |
|---|---|---|
| Berlin | 12 (highest!) | 🔴 Expensive |
| Offenbach | 12 | 🔴 Expensive |
| Munich | 10 | 🟡 Stable |
| Elbe-Elster | 1 (lowest!) | 🟢 Cheap |
What Does This Mean for You?
- Berlin vs. Brandenburg: Up to 50% price difference!
- 5 million drivers: Pay more in 2026 due to upgrade
- 5.3 million drivers: Save through downgrade
- 40% above average: Claim rate in major cities
Why Are Cities More Expensive?
- More traffic = more accidents
- Higher theft rates
- Parking damage and vandalism
- Dense construction = more risk
Tip: Use a Second Residence!
Do you have a second residence in the countryside? Registering your car there can save hundreds of euros!
Conclusion: Check Your Region, Save Money!
Regional classes make the difference. Compare now and find the best rate for your region!
Regional Classes
Car Insurance
2026
Germany