Insurance
Telematics Insurance 2026: Save 30%!
January 11, 2026
5 min
CheckAlle Car Team
Pay-as-you-drive is the mega trend in 2026! Safe drivers save up to 30%. How does it work and is it worth it?
Telematics 2026: Your Driving Style Determines the Price!
Telematics rates have matured in 2026. Drive well, pay less – it's that simple!
How the Scoring Works
| Factor | Weight |
|---|---|
| Braking behavior | 30% |
| Acceleration | 20% |
| Cornering | 20% |
| Time & route | 20% |
| Speed | 10% |
The Savings Potential
- Instant discount: 10% just for participating
- With good score: Up to 30% savings!
- New drivers: Only chance for affordable premiums
- High mileage: Save even with lots of driving
The Technology Behind It
- App: Smartphone-based, free
- OBD plug: Small box for the diagnostic port
- DriveDot: Own sensor on the windshield
Privacy Check
Important to know:
- Your location data is transmitted
- GDPR applies – but read the fine print!
- Question: Are data sold to third parties?
Who Benefits from Telematics?
- ✅ New drivers (18-25 years)
- ✅ Safe, defensive drivers
- ✅ Low-mileage drivers
- ❌ Sporty drivers
- ❌ Privacy concerns
Conclusion: Worth Testing!
30% savings are possible – if you drive well. Compare telematics rates now!
Telematics
Car Insurance
2026
Savings