E-Scooter Insurance 2026
New Black Plate Required
From March 1, 2026, all e-scooters need a new black insurance plate. Blue plates are no longer valid!
Blue plates invalid from March 1, 2026!
Driving without valid insurance: Up to 180 daily rates fine
What You Need to Know
Deadline
March 1, 2026 - New insurance year begins with black plates
Cost
Liability from 19€/year, with partial coverage from 59€/year
Delivery
Online order, plate shipped within 1-2 business days
E-Scooter Insurance 2026: What Changes?
The insurance year for electric scooters (e-scooters) runs from March 1 to February 28/29. From March 1, 2026, all e-scooters need a new black insurance plate. The previous blue plate becomes invalid.
Important for E-Scooter Owners
- ✓ Order new insurance by end of February
- ✓ Black plate mandatory from March 1
- ✓ Blue plate no longer valid
- ✓ Without valid plate: fine + no insurance coverage
Plate Color System
Germany uses a rotating three-color system for insurance plates: black, blue, and green. In 2026, black plates are valid. This system helps identify at a glance whether an e-scooter has current insurance.
Coverage Options
Liability insurance is mandatory and covers damages to third parties. Optional partial coverage (Teilkasko) protects your e-scooter against theft, fire, storm, and vandalism.
Frequently Asked Questions
When does the new e-scooter insurance plate start?
From March 1, 2026, all e-scooters need a new black insurance plate. The previous blue plate is no longer valid from this date.
How much does e-scooter insurance cost in 2026?
E-scooter liability insurance costs from 19-40 EUR per year depending on the provider. Partial coverage (Teilkasko) costs 40-80 EUR additionally.
Is e-scooter insurance mandatory in Germany?
Yes, liability insurance is mandatory for all electric scooters (e-scooters) in Germany. Without a valid insurance plate, you may not use your e-scooter on public roads.
What does e-scooter insurance cover?
Liability insurance covers damages to third parties. Optional partial coverage (Teilkasko) protects against theft, fire, and natural disasters.
Where can I get e-scooter insurance?
E-scooter insurance is available from most German insurers. You can compare prices online and order the insurance plate directly.