Insurance
Type Classes 2026: Car Insurance Guide
January 11, 2026
4 min
CheckAlle Car Team
New type classes for 2026 affect 10 million drivers! 5.9 million pay more, 4.5 million less. Find out how your car is classified.
Type Class Revolution 2026: 33,000 Models Reassessed!
The GDV has completely revised the type classes for 2026. The result: Almost 10 million drivers are directly affected!
Key Numbers at a Glance
| Change | Affected Vehicles |
|---|---|
| Higher type class (more expensive) | 5.9 million |
| Lower type class (cheaper) | 4.5 million |
| Unchanged | Approx. 30 million |
Winners and Losers in 2026
These cars become more expensive:
- SUVs: High repair costs push classes up
- Luxury vehicles: Expensive spare parts = higher risk
- Renault Austral 1.3: Jumped up 3 levels!
These cars become cheaper:
- VW ID.4: EVs with good accident statistics
- Compact class: Proven models with affordable repairs
How to Check Your Type Class
- Have your HSN and TSN from vehicle documents ready
- Start an online comparison
- See your new classification instantly
- If downgraded: Switch immediately!
Conclusion: Compare Now!
The new type classes are here – and many will pay more. Compare now and secure the best rate!
Type Classes
Car Insurance
2026
Germany