Insurance
Car Insurance: New Laws 2026 for Drivers in Germany!
January 11, 2026
4 min
CheckAlle Legal Team
Cancellation button, eCall 4G/5G, product liability for software – what legally changes for drivers in 2026!
New Laws 2026: What You Need to Know!
2026 brings important legal changes for drivers and insurance. Here's the overview!
The Most Important Changes
1. Cancellation Button (from June 19, 2026)
- Online insurance contracts must have a clearly visible cancellation button
- As easy as the "Buy" button
- Applies to all new contracts
2. New Product Liability for Software (from December 9, 2026)
- Software errors are now product defects
- Autonomous driving: Manufacturers liable for software errors
- Recourse by insurers becomes easier
3. Next-Gen eCall (from 2026)
- New cars: 4G/5G eCall mandatory
- Old 2G/3G systems being phased out
- Faster accident reporting
Deadlines & Dates 2026
| What | When |
|---|---|
| Regular switching deadline | November 30 |
| Special cancellation on price increase | 1 month after notification |
| Cancellation button requirement | June 19, 2026 |
| New product liability | December 9, 2026 |
What This Means for You
- Easier to cancel: The new button makes it simpler
- Better protection: Manufacturers liable for software errors
- Used car caution: Check eCall system!
Conclusion: Stay Informed!
The new laws strengthen your rights. Compare now and use the new opportunities!
Laws
Car Insurance
2026
Consumer Rights