Residential BuildingInsurance Compare
Protect your property investment with comprehensive building insurance. Compare policies from Germany's most trusted providers and find the perfect coverage for your home.
Why Choose Our Building Insurance Comparison?
Professional service with comprehensive coverage options from Germany's leading insurance providers.
Comprehensive
Complete protection coverage
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Reliable insurance partners
Fast
Quick quote processing
Professional
Expert guidance
Building Insurance Calculator
Compare policies and find the perfect protection for your property. Get personalized quotes from trusted providers.
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Complete Building Protection
Starting from just €18/month
Structural Damage
Protection against fire, storm, hail, and other structural damages to your building.
Natural Disasters
Coverage for floods, earthquakes, and other natural disasters that may affect your property.
Value Protection
Ensures your building is insured at its current replacement value, not the original purchase price.
Quick Claims
Fast and efficient claims processing to get your property restored quickly.
Expert Support
Professional guidance from experienced insurance specialists throughout the process.
Flexible Terms
Customizable coverage options and flexible payment terms to suit your needs.
Frequently Asked Questions
Everything you need to know about building insurance
What does building insurance cover?
Building insurance covers the structure of your property against damages from fire, storm, hail, water damage, and other covered perils. It typically includes the building itself, attached structures, and sometimes landscaping.
How much building insurance do I need?
The coverage amount should equal the full replacement cost of your building. This includes construction costs, materials, and labor at current market prices. Our calculator helps determine the appropriate coverage amount.
What factors affect my premium?
Premium costs depend on your building's age, construction type, location, value, and chosen coverage options. Properties in high-risk areas or older buildings may have higher premiums.
Is building insurance mandatory?
While not legally required in all areas, most mortgage lenders require building insurance. It's highly recommended for all property owners to protect their investment against potential losses.
How quickly are claims processed?
Most claims are processed within 2-4 weeks after all required documentation is submitted. Emergency repairs may be approved faster to prevent further damage to your property.
Can I change my coverage later?
Yes, you can typically adjust your coverage annually or when significant changes occur to your property. We recommend reviewing your policy yearly to ensure adequate protection.
Protect Your Property Investment Today
Don't wait until it's too late. Compare building insurance policies and secure comprehensive protection for your property with trusted providers.