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Household InsuranceCompare & Protect

Protect your belongings and home contents with comprehensive coverage starting from €5/month

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At a Glance

Last updated: January 2026

Key Facts

  • Covers furniture, electronics, clothing, and personal items
  • Protection against theft, fire, water damage, and storms
  • Coverage typically based on living space (650-750 EUR/sqm)
  • Many policies include worldwide coverage while traveling

Benefits

  • Premiums starting from just 5 EUR per month
  • Compare 500+ providers for the best rates
  • 24/7 claims support and fast processing
  • Flexible coverage with add-ons for valuables

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Free Household Insurance Calculator

Compare household insurance from Germany's top providers and find comprehensive protection for your belongings

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Our comparison service is free and non-binding. Compare quotes from multiple providers and choose the coverage that best protects your belongings and fits your budget.

Why Choose Our Household Insurance Comparison?

Find the perfect household insurance with comprehensive coverage and competitive rates

Complete Home Protection

Coverage for all your belongings including furniture, electronics, clothing, and personal items against theft, fire, water damage, and more.

Worldwide Coverage

Many policies include temporary worldwide coverage for your belongings when traveling, plus coverage for items temporarily outside your home.

Best Rates

Compare offers from over 500 providers to find the most competitive premiums starting from just €5 per month for comprehensive coverage.

Quick Claims

Fast claim processing and dedicated support when you need it most. Many insurers offer 24/7 emergency assistance and rapid claim settlement.

Flexible Coverage

Customizable coverage options with add-ons for valuable items, bicycle insurance, and protection against identity theft and cyber crimes.

Trusted Service

Professional service from Germany's most trusted insurance comparison platform with expert advice and transparent comparisons.

Frequently Asked Questions

Everything you need to know about household insurance in Germany

Ready to Protect Your Home and Belongings?

Compare quotes from Germany's top providers and get comprehensive household insurance starting from €5/month